Q.

WHAT IS FINANCIAL PLANNING PROCESS?

The financial planning process is to identify and implement strategies to help an individual to achieve his or her financial objective or goal through a proper management of financial resources.

Find more about Financial Planning.

Q.

WHEN SHOULD I START DOING MY FINANCIAL PLANNING?

Financial planning is required in every stage of life. An appropriate advice can guide you through out your life and achieve your goals.

Everyone wants to have an easy and smooth life. But with the changes in regulations, tax, expenses and other factors, you may not have a smooth financial journey. An effective planning can sort many of the financial problems regardless of your age, life stage or financial circumstances in both short and long term.

Feel free to Contact us to find more.

Q.

WHAT TYPE OF ADVICES CAN I GET HERE?

Our advices include insurance advice, investment planning and wealth management, super planning, retirement planning, estate planning, centrelink benefit advice and tax advice.

Q.

WHY SHOULD I CHOOSE A FEE-ONLY ADVISOR?

First of all, fee-only advisors are not incentivised to sell or recommending any particular products. So, you’ll get advises based on your best interest.

We’re a team of boutique financial advisors, work only for the clients not for any particular bank or financial institutions. Our panel of insurers, investments and portfolios are top rated and diverse in range. So, you’ll get the suitable solution based on your financial objective.

Finally and most importantly, we charge only if we can create value for you and you agree to proceed with our advice. Our first meeting is free of charge and no obligation to proceed.

Q.

IS THERE A COST FOR THE FIRST MEETING?

The first meeting is free. In the first meeting, we will try to explore your financial circumstances, need and objective. This face to face discussion is more about understanding each other as a client and advisor and finding areas and opportunities where we can create value for you.

We recommend talking to our team before you set a free first appointment.

Q.

WHAT ARE THE DOCUMENTS REQUIRED TO START WITH?

Initially for better understanding of your financial circumstances, we need to have all the related financial documents such as tax returns or pay slip, super statement, investment statement, any existing insurance policy statement, statements of your asset, savings and liabilities. Usually, you need to fill out the “Fact Find” statement. The required documents may vary depending on your objective and the advice you’re looking for.

Contact Us and talk to our friendly team to know more.

Q.

WHAT EXACTLY DOES INVESTMENT PLANNING DO?

Investment planning is the first step of wealth creation. We all want to increase our wealth. With a proper investment planning can help to grow our wealth, get tax benefits and have the ultimate financial freedom.

Find out more, how we can help in your Investment Planning.

Q.

HOW MUCH LIFE INSURANCE DO I NEED?

Your cover for life insurances may vary depending on your financial and overall circumstances. For example, if you have a mortgage of $1 million dollar, we recommend not to take life cover below than that. Again depending on the policy type like inside or outside super, this amount may vary. With the passage of time, you may also reduce or increase your debt. You then need to review your life insurance policy.

Set a free first consulting session with our adviser to discuss your scenario and find the suitable solutions.

Q.

WHAT ARE THE BENEFITS OF ESTATE PLANNING?

The benefit of estate planning is very straight in nature. If you want to protect your legacy and the right of your beneficiary, noting can beat estate planning. Depending on your circumstance and complexity, estate planning can be as plain as creating a will or setting up a living revocable trust, or both.

Find out more about Estate Planning.

Q.

WHEN SHOULD I START FOR RETIREMENT PLANNING?

Time and tide wait for none. At the younger age, you may strong enough to earn your livelihood easily as oppose to the later stage of life. With the changes in regulations, tax rules, government funds and pension funds, Australians cannot rely on only government funds anymore if you want to continue your current lifestyle. A retirement planning can sort and manage your finances and balance the life you want to live today with the life you want to live in retirement.

Book a free first meeting to discuss your retirement objective

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